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Growing your score feels awesome and so does winning. Member of the Month gives you the chance to do both!
Read on to learn more about our community of individuals who have used Credit Karma to help track their credit health, monitor their credit score and get inspired by their stories of progress and success. With dedication and the right tools, you too can achieve your financial goals.
Get a glimpse into their experiences and let their journeys inspire you. Who knows, you might be our next Member of the Month winner!
Check out our contest details here, and keep reading to learn more about our winners!
Meet our Winner from Ontario
Credit Karma Member since: February 2019.
How do you use Credit Karma? I wanted to have a method of viewing all my credit information for free and was told about Credit Karma by a family member. I’ve been able to learn about credit and different methods to build and maintain a high credit score. My advice to others starting their financial journey would be to use the tools, like a good budget spreadsheet, and information available on Credit Karma, as a starting place. It can feel overwhelming but it’s good to have all the information from the beginning to help create a plan. By sticking to a plan, you can see changes quickly. My favourite feature is the credit factors section which breaks things down into the levels of impact. This has been helpful with knowing what areas are having a major effect on my score and what things to target for improvement. I’ve been able to use this information when creating my budget to make changes. I’ve also been able to raise my credit score using a number of the recommended products as well.
I’m using my prize money for: When I first found out I won the prize, I felt surprised, then very happy and overcome with gratitude. I’ve been using Credit Karma for a number of years simply because it has been such a great tool, so this was more confirmation that I made a good choice signing up. I intend to use the winnings towards my student loans.
Meet our Winner from Alberta
Credit Karma Member since: I’ve been a member for about a year and a half.
How do you use Credit Karma? My girlfriend inspired me to fix my credit, and get things back on track. The app has been a very helpful tool to help build my credit, and even help alert me to things that I wasn’t previously aware of on my credit report. Credit Karma helps me keep on top of everything, from open accounts, credit utilization, missed payment alerts, everything I need to keep things in order. The alerts are helpful for if there’s something that slips between the cracks of day to day life.
I’m using my prize money for: I intend to pay some bills, devote a significant amount to savings, and I’m taking my family Whitewater Rafting!
Meet our Winner from British Columbia
Credit Karma Member since: 3-4 years ago.
How do you use Credit Karma? I check my credit score using Credit Karma, and also use the service to keep track of my finances, including car payments. I have the app on my phone and check it regularly.
I’m using my prize money for: I plan to invest it in stocks (and potentially make more money!)
Meet our Winner from Ontario
Credit Karma Member since: 2022.
How do you use Credit Karma? Mainly to monitor my account; and to better understand the status of my accounts in one place. I typically access my account on my phone.
I’m using my prize money for: I was surprised and happy to win the prize, which I plan to use to clear some debt, save and invest.
Meet our Winner from Ontario
Credit Karma Member since: 2020, when my husband initially introduced me to the platform.
How do you use Credit Karma? My husband recommended Credit Karma to me as a valuable resource for monitoring and managing our credit health. He had heard positive reviews from friends and colleagues, which sparked our interest in exploring the platform further. I primarily use Credit Karma to stay informed about my credit score and report. The intuitive interface makes it easy for me to track changes, identify areas for improvement, and make informed financial decisions. Additionally, I appreciate the personalized recommendations for credit cards and loans based on my financial profile.
I’m using my prize money for: I plan to use the prize money to pay off a portion of my credit card debt. It’s an opportunity to alleviate some financial stress and move closer to achieving my long-term financial goals.
Meet our Winner from Manitoba
Credit Karma Member since: 2021, when my brother-in-law introduced me to the service.
How do you use Credit Karma? I check my credit score using Credit Karma on my phone – it’s a handy way to know I’m on track with my finances. I think it’s a great way for people to know that they are on the right path with their credit.
I’m using my prize money for: Well, I have 2 kids. So assume a lot of the money is going towards the kids, and maybe some maintenance on my car!
Bottom line
Taking small steps today can have a big impact on your score down the line. Log in to your Credit Karma account to check what you could be doing to help grow your score and make sure you keep an eye out on our emails to learn more about Credit Karma’s Member of the Month contest.